Easy and Fast
Pre-Approval
Pre-approval involves obtaining a credit report that shows your credit score and your credit history. The lender can then identify the loan amount that you qualify for. Pre-approval will save you a lot of time.
Mortgage Application
A few documents are needed to start your loan file. We can collect some of the information online or by phone. We will let you know what information will be needed and we will also help you prioritize things.
Processing
At this step, we collect needed documentation from the borrower and the property, review all the information and assemble an orderly and complete package for the underwriter.
Underwriting
The underwriter evaluates all of the documentation prepared by the loan processor, checks to see if everything matches the eligibility requirements of the loan requested, and verifies the accuracy of the information provided. The underwriter is the one who actually approves the loan.
Closing
Documents are prepared. You have the right to review everything three days before the closing meeting. Closing is the moment you have been waiting for. Once you are satisfied, you sign the documents and complete your purchase or refinance. After this, the title company will complete the recording and financing.
Friendly Attention
Buying a house or refinancing can be very stressful. Our goal is to provide patient and expert guidance. To speak with one of our friendly mortgage agents, click below and provide your information.
Get a Quote
Our commitment is to find the best mortgage for you. To begin, click the link below and provide your information. We will immediately research your best options and we will contact you the same day.
Expert Guidance
Few things are as exciting as buying a new house. But there are some steps along the way that deserve your attention. AltLendingMortgage will help you avoid common mistakes and keep your new adventure exciting.
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